:root{--navy:#0d2b45;--blue:#1463a8;--light:#eef4f9;--ink:#1c2733;--gold:#f2b33d}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.55;background:#fff}
header{background:var(--navy);color:#fff;padding:14px 20px;display:flex;align-items:center;gap:14px;flex-wrap:wrap}
header img{height:52px;width:52px;border-radius:50%;object-fit:cover}
header .brand{font-size:1.35rem;font-weight:700;letter-spacing:.3px}
header nav{margin-left:auto}header nav a{color:#cfe3f2;text-decoration:none;margin-left:18px;font-weight:600}
header nav a:hover{color:#fff}
.hero{background:var(--light);padding:44px 20px;text-align:center}
.hero h1{font-size:2rem;margin:0 auto 12px;max-width:820px;color:var(--navy)}
.hero p{max-width:720px;margin:0 auto 20px;font-size:1.08rem}
.cta{display:inline-block;background:var(--blue);color:#fff;padding:12px 22px;border-radius:8px;text-decoration:none;font-weight:700;margin:4px}
.cta.alt{background:#fff;color:var(--blue);border:2px solid var(--blue)}
main{max-width:920px;margin:0 auto;padding:28px 20px}
h2{color:var(--navy);margin-top:34px}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.step{background:var(--light);border-radius:10px;padding:16px}
.step b{color:var(--blue)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.card{border:1px solid #d7e2ec;border-radius:10px;padding:16px}
.card a{color:var(--blue);font-weight:700;text-decoration:none}
.faq details{border-bottom:1px solid #d7e2ec;padding:10px 0}
.faq summary{font-weight:700;cursor:pointer;color:var(--navy)}
.band{background:var(--navy);color:#fff;text-align:center;padding:26px 20px;margin-top:40px}
.band a{color:var(--gold);font-weight:700;text-decoration:none}
footer{text-align:center;color:#5a6b7a;font-size:.9rem;padding:18px}